Property investment could be a fantastic opportunity, but if you don’t know what you’re getting in to, or you can’t scrape together enough cash to take out a mortgage, or you don’t have the time and energy to manage the property, it might not be such a sure thing. That’s where we come in. Here, at Property Moose, we’ve attempted to simplify, revolutionise and democratise the property market. Here are 17 reasons why we think you should consider investing through Property Moose.
- Become a landlord with just £10
Our minimum investment is just £10. We chose this amount so that anyone can start investing in property and we can continue our mission to democratise property investment. Traditional property involves scraping together large amounts of capital to get started, but we wanted to change that. When you invest through Property Moose, you can call yourself a landlord with a simple £10 investment.
- Get access to a team of experts
Property Moose is built and operated by a world-class team of qualified and passionate individuals. Collectively, our team has decades of experience in the property, finance and legal sectors. Many of our experts have been with us since we opened our doors. This is routine for us, and we believe we’ve mastered how to do it.
- Diversify your portfolio with our many types of investments
When it comes to investing, it’s worth spreading the risk across a number of investments, rather than putting all your eggs in one basket. But this can be tricky if you need a mortgage for each basket. That’s where we come in. You have a variety of investment types to choose from, such as buy-to-let, loan notes, private equity and buy-to-sell.
- Property investment without a mortgage
Property crowdfunding creates an opportunity for property investment without a mortgage. Investing is straightforward and simplified. Of course, risks are still involved. But, due to the minimum investment, you can choose to invest an amount you feel comfortable with.
- Choose from handpicked investment opportunities
We handpick our opportunities with the utmost care. We only secure what we believe to be investment opportunities that will stack up. Prior to a property’s listing, we rigorously assess its potential. You will need to conduct your own due diligence, however, we provide simplified figures to help you make a more informed decision. In addition, our profits are tied to yours. Because we make money when you do, it’s in our best interest to ensure we believe in the opportunities we’re listing.
- Avoid worrying about managing tenants or completing repairs
You won’t be asked for any money to fix a leaky tap or unblock a drain. Unreliable tenancy is a concern for anyone investing in property, and it’s no different if you invest through us. We have minimised the risk as much as possible by forming partnerships with local management companies in all of the locations that we list properties. By using agencies that have expert local knowledge we hope to keep any void periods to a minimum and to secure the best rental yield possible. In addition, we only invest in areas that we know have high rental demand so we are confident no property will be vacant for long, if at all.
- Potentially benefit from capital growth
At the end of the fixed investment term, we manage the sale of the property with any proceeds being shared amongst the investors after any costs and expenses. You can keep track of your portfolio on your investment dashboard. Each week over a million data points are assessed to give you an estimate of how it is performing.
- Explore our Secondary Market
Our Secondary Market is an exclusive online trading platform that gives you the chance to buy and sell shares on Property Moose in real time. Through the Secondary Market, you can now opt in and out of our investment opportunities by selling your shares at any point during the investment term, provided there is a willing buyer. With this newfound flexibility, your investment position can be decreased in its commitment duration if a willing buyer is there to take your place. You will have the ability to attempt to sell shares at a premium, potentially benefitting from market leading returns before the investment term has lapsed. In addition, if you want to exit your investments quickly, you have the opportunity to try and incentivise buyers by selling your shares at a discount. This could be perfect if you need to release your equity before the end of the fixed term.
- Get access to exclusive off-market deals that are below market value
Our properties are sourced below market value. This is what we offer an investment opportunity for. We calculate it as the difference between the purchase price of the property, and its current market value. It is expressed as a percentage and shown on every investment opportunity. It is important that you can see we are passing the discount directly onto you.
- Regular valuations
Every 6 months, properties in your portfolio are assessed against an independent market appraisal from two local agents and a specialist asset management company so you can see how they are performing. You can read more about how we value our properties here.
- We’re transparent, you’re in control
We strive to be 100% transparent. Details of our fee structure can be found on our website and you can always get in touch if you’re unsure about something. In addition, our investment calculator will quickly show you the projected returns as well as financial breakdowns for each investment opportunity. Enter the amount you want to invest and see how the numbers stack-up.
- A fruitful future for your children?
Many of our members regularly top up their investment portfolios in an attempt to save for their children’s futures. Hopefully, our hassle-free route to property investment can provide a simple, straightforward way to do this. One of our members explained, “I want to build a pot of money for my children to buy their own home.” (1)
- A comfortable retirement?
Property is often a popular choice for retirement planning. However, the expertise and capital to get started can often be overwhelming. That’s where we come in. One of our members explained, “I want to make sure I am getting a return good enough to live comfortably and do the things I want to do now and when I retire.” (2)
- Potentially earn rental income
As soon as a property is tenanted, you should start to earn monthly rental income, paid one month in arrears. This is paid directly into your account net of management fees and any costs on the last Friday of each month. You can easily withdraw your monthly income, or reinvest it to build your portfolio.
- Receive 3% per annum daily cash bonus
From the moment you invest until the time the property is acquired. This is paid as a reduction in our initial fees to encourage early investment. You can opt in or out. Once you have invested, your money gets to work. Please note that this 3% p.a. cashback is paid on a quarterly basis.
- Receive support
You can chat to us whenever. We put our members at the forefront of everything we do, so if you’ve got a question, we’d love to hear it. Although we do not offer any advice, we will do our very best to ensure you are kept informed throughout your entire investment journey.
- Invest from around the globe
Our 19,000 members span across 50 countries. We’re excited to hold such a global presence. If you are based in the USA, we unfortunately cannot accept investments or deposits from you at this time. Please take a look at ‘3’ on our T&Cs.
- Experience Fintech
Fintech is a growing phenomenon. The movement grew out of a system that no longer worked for everyone. Property Moose is a fintech company that aims to provide a way into the property industry. By joining the crowd, you could be part of an active and growing community of property investors. Create a profile, follow your friends and build your own social network at the click of a button.
Of course, there are risks involved. Property prices can go up as well as down and you should conduct your own due diligence before investing (see our risk warning below).
Written by Jenna Kamal
Sources
- https://propertymoose.co.uk/blog/meetthecrowdfinanceprofessional/
- https://propertymoose.co.uk/blog/better-potential-return-than-savings-account/
Disclaimer and Legals
Property Moose does not provide any advice in relation to investments and you must rely on your own due diligence before investing. Please remember that property prices can go down as well as up and that all figures, rates and yields are projections only and should not be relied on. If in doubt, please seek the advice of a financial adviser. Your capital is at risk if you invest. This post has been approved as a financial promotion by Resolution Compliance Limited.
Property Moose is a trading name of Crowd Fin Limited which is an Appointed Representative of Resolution Compliance Limited which is authorised and regulated by the Financial Conduct Authority (no: 574048).
