How to Invest in UK Property Without a Mountain of Money (Or a Mortgage)
Property investment has the potential to provide a stream of monthly income, grow in value over time and even make one of the scariest terms of all - inflation, work in your favour.
We’ve had a long love affair with property. Investing in UK property, in particular, seems to be a popular choice amongst a variety of investors.
Yet, unless you’re growing a secret money tree, you might find yourself locked out of the market, or only able to buy a small, undiversified portfolio.
We believe investing should be an even playing field. After all, shouldn’t everyone have the chance to watch their money grow?
We’re trying to change things
It’s our mission to help you reach the market, and gain exposure to UK property investment without the risk of lugging yourself through years of debt. That’s why we give you the amazing opportunity to invest in UK property with just £10. (Or more, if you’d prefer).
With us, it doesn’t matter what you start with
We believe property shouldn’t be an exclusive asset class. That’s why we’re trying to create a space where everyone can access the market; whether you’re a multi-millionaire or just getting started.
On our property crowdfunding platform, our minimum investment is just £10, so you don’t need to be sitting on a lump of cash to get started. When everyone pools their resources together, market barriers can be lowered and potential profits can be shared amongst the crowd.
How does property crowdfunding work?
Here at Property Moose, we source property investment opportunities which our team of experts believe in. Our profits are tied to yours, which is why it’s in our best interest to choose them with the utmost care.
After launching the investments on our website, you can purchase shares in any opportunity of your choosing, from the comfort of your own home. It’s online, hassle-free and affordable.
Each share costs just £10, and any income you receive will be proportionate to your shareholding.
After each property is funded, our management team takes care of all the associated hassle - from completing the paperwork to fixing any leaking taps.
You’ll hold full shareholder rights, however, so when an investment term is nearing its end, or a prospective tenant has submitted an application, you’ll be asked to vote upon what you think is best for your investment.
We’ll keep you updated with any important information along the way. In the meantime, you can sit back and let us (and your money) do the hard work.
We also offer different types of investments, such as loan notes - the most recent of which successfully paid 8% net p.a. to all investors upon its exit.
Past performance is not a reliable indicator of future results.
What matters is when you start
Whilst it’s tempting to undermine the power of a £10 investment, the sooner you start might be more important than how much you start with. And when investing, the best time to start is often now. Here’s why:
Imagine it’s 1985, and (in the same way that you can on our platform), you placed just £10 into a UK property. And then you completely forgot about it, until this year.
Although past performance is not a reliable indicator of future results, house prices rose by 532.4%* during that time-frame, which means the value of your investment could have, too, rising to £53.24.
Invest in the power of time
You can start building a diversified property portfolio across the UK, from the comfort of your own home, and from £10 a share. You might be surprised at how small, frequent amounts can add up over time.
The important part to start somewhere. And you might thank yourself in a few years. In the meantime, you’ll be able to see your portfolio across a map of the UK, and keep track of your returns in your secure Property Moose e-wallet.
*Nationwide’s House Prices Since 1952, Q1 1985 to Q2 2017
By Jenna Kamal
Disclaimer and Legals
Property Moose does not provide any advice in relation to investments and you must rely on your own due diligence before investing. Please remember that property prices can go down as well as up and that all figures, rates and yields are projections only and should not be relied on. If in doubt, please seek the advice of a financial adviser. Your capital is at risk if you invest. This post has been approved as a financial promotion by Resolution Compliance Limited.
Property Moose is a trading name of Crowd Fin Limited which is an Appointed Representative of Resolution Compliance Limited which is authorised and regulated by the Financial Conduct Authority (no: 574048).