Picture your retirement.
Is it a tropical breeze cooling a hot beach? Is it a crackling fireplace thawing fresh snow? Is it a scenic, countryside walk? Is it buzzing with adventure or humming with tranquility?
It might be all of the above. And it can be.
To truly create the retirement of your dreams, you’ll probably want to invest your spare change. Keeping your savings in your back pocket means you’ll only ever have the amount you hide away. Investing, on the other hand, gives your money the chance to grow.
Investing might sound like jargon to some. People often associate the term with scary graphs and complicated calculations. It can feel a bit daunting, especially if it’s new to you. Amongst choosing an asset class, learning about the risks and parting ways with your hard-earned money, you might not know where to start. But on your journey to financial freedom - and to creating the retirement of your dreams, investing allows that same hard-earned money to work for you.
So, where could you start?
Why not start here, with property crowdfunding?
Why invest in property?
In a nutshell…
- Buy-to-let investors who started out in 1996 have achieved returns of almost 1,400% today
- 40% of individuals on the Times Rich list created their wealth through property - the remaining 60% invested in property to grow and protect their wealth
- In 2015, buy-to-let property was named the best performing asset class when compared to UK shares, cash ISAs and government bonds
Why choose property crowdfunding with Property Moose?
Put simply: because property crowdfunding is our way of simplifying property investment. Here’s how.
- Take your pick
We won’t list a property on our platform unless we believe it’s a good investment. Our profits are tied to yours, so it’s in our best interest to source opportunities we believe in. Before we launch an investment, it passes through a series of checks, like yield sustainability analyses, independent third party appraisals and several departmental approvals.
We also take care of the traditional headache associated with property investment. From sourcing the tenants to completing repairs. On our platform, property crowdfunding means you’ll never be asked to change a light bulb or fix a broken boiler, but you’ll still get to enjoy the potential rewards of property investment. You can drop your money into a house (from the comfort of your own home) and let it work its magic. Because we take care of the rest, you can create a smarter, more hands-free retirement savings plan. The time you would have spent fixing the broken boiler can be spent on something more meaningful.
All of our properties are listed with area descriptions, capital growth and rental yield projections and an opportunity-specific investment calculator which allows you to see what we project you’ll get back depending on how much you invest.
- Diversify your portfolio, £10 at a time
Portfolio diversification is widely regarded as a long-term investment goal. It involves spreading your money across different investments to reduce the risk of market unpredictability. In the same way that snowshoes spread your weight across a larger surface area to stop you from sinking, portfolio diversification spreads your money out to reduce loss.
This can be hard to do if you’re starting small. A buy-to-let mortgage could cost you £55,740. So, diversifying your property investment portfolio can be really tricky if you’re not sitting on a lump of cash. With property crowdfunding, you don’t need to buy the whole house - you can just buy a piece of it. On our platform, the smallest slice you can own is a £10 share. So you can drop £10 in a buy-to-let in Greater Manchester, £10 in a private equity deal in South Yorkshire and £10 in a buy-to-sell in Cambridgeshire…The list goes on.
Added bonuses: not only do we try to source properties all over the country, but we also offer all sorts of investment opportunities. Our product list extends beyond actual bricks and mortar. We offer loan-note investments and secured mortgages, too.
- Stay in control
You choose your investments. We just give you our hand-picked options. This way, you’ll be able to create a portfolio tailored to your retirement plan. If you prefer lower risk investment opportunities, then you might like the look of our Property Moose Mortgage. If you’d like to receive monthly income, then you could choose from our buy-to-let opportunities. Or, if you want the chance to invest alongside institutional and ultra-high-net worth investors, you might wish to choose one of our private equity developments.
You’ll also have full voting rights, too. This means that if a prospective tenant wants to move in, you, and all the other shareholders, will make the final call. We’ll send over any relevant information regarding their tenancy application and you can vote to approve or reject them. You’ll also have the opportunity to have your say on a property’s exit plan when the investment term is drawing to an end.
Did we mention you can also buy and sell shares on our exclusive secondary market trading platform? So, if you wanted to opt out of an investment before the end of the term, you can list your shares for sale.
With this level of control, we believe that property crowdfunding can provide you with truly bespoke and hassle-free property investment experience, putting you one step closer to enhancing your retirement plan.
- All of your returns go straight to your e-wallet
Once you get busy spreading your money across multiple opportunities, you might lose track of your earnings. But thanks to our secure e-wallet feature, everything you earn - from rental income to capital growth, goes straight into the same wallet. We’ll send you an email on rent day to remind you of the good news. This way, you can easily use the eighth wonder of the world (compound interest), and reinvest your returns at the click of a button, allowing you to potentially accelerate the growth of your capital.
So, let us (and your money) do all the hard work.
Written by Jenna Kamal
Disclaimer and Legals
Property Moose does not provide any advice in relation to investments and you must rely on your own due diligence before investing. Please remember that property prices can go down as well as up and that all figures, rates and yields are projections only and should not be relied on. If in doubt, please seek the advice of a financial adviser. Your capital is at risk if you invest. This post has been approved as a financial promotion by Resolution Compliance Limited.
Property Moose is a trading name of Crowd Fin Limited which is an Appointed Representative of Resolution Compliance Limited which is authorised and regulated by the Financial Conduct Authority (no: 574048).
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