What is a Loan Note Investment?

Fixed-return loan notes provide another opportunity to diversify your portfolio and earn consistent returns over a specified term length. Investors make a loan to a company for a specific purpose such as lending against a property or investing in a property development project.

This is loan is made via a Loan Note Instrument which can be found in our Key Documents Section or get in touch for a copy. The loan is secured against the assets of the company to give added protection to investors.

When reviewing a loan note opportunity, we will provide information on the specific loan that you can use to assess the individual investment. All loan notes pay a fixed rate of return and, typically, this is paid when the loan not is repaid at the end of the term.



Please note, this article was updated on 5th February 2018.

The previous answer is below:

What is a Loan Note or a PMF Investment?

Fixed-return loan notes provide another opportunity to diversify your portfolio and earn consistent returns over a specified term length.

Loans to a PMF [X] Ltd vehicle are secured by a debenture given by PMF [X] Ltd over its assets; and legal charges against any properties that PMF [X] Ltd lends against. Raised funds are used for a variety of reasons: bridging finance for property acquisitions, or securing discounted properties for the Property Moose platform, for example. The intended use of the funds is always disclosed on the investment page.

Returns for this type of investment are not paid monthly, but annually at the point of redemption. PMF vehicles are wholly owned and controlled by Creditum Capital Ltd (previously Property Moose Finance Ltd).